The agentic AI platform for financial institutions

Financial AI, fluent in your firm.

Meet Alex. Agentic AI for credit, deals, portfolios, risk, insurance, capital and finance—grounded in your firm’s data, models and decision rules.

Meet Alex Explore PenomicOS

Built forInvestment bankingPrivate capitalAsset managementCredit & riskInsuranceCFO & finance

Alex / Live financial mission PenomicOS

Illustrative Bank Mission · Counterparty RiskCan the bank extend $250m in counterparty capacity?

14 legal entities6 netting sets4 collateral pools3 approval layers

Entity perimeter & guaranteesISDA / CSA netting setsEAD model & collateral haircutsWrong-way risk, limits & precedent

Knowledge ArchitectExposure basisNetting logicDecision rights

Agentic workspaceAlex

Exposure Bridge · Stress ScenariosCredit Memo · Committee Deck

01 / The missing context

Finance has a language. Every firm speaks its own.

Penomic makes that language usable by AI.

Public knowledge

The market

StandardsMarketsMethods

Private firm knowledge

Your language

DefinitionsModelsExceptionsPrecedent

Penomic in production

Applied intelligence

AnswersAnalysisModelsAction

Finance-native by design

Fluent in the machinery of finance.

Penomic understands the objects, calculations, controls, workflows, and professional outputs financial institutions rely on every day.

Investment bankingPrivate equityHedge fundsAsset managementCredit and riskInsuranceWealthCFO and finance

01 / Financial objects

The things finance runs on

Entities and instrumentsStatements and KPIsMandates and policiesCovenants and contractsPositions and exposuresPrecedents and exceptions

02 / Financial work

The workflows professionals own

Diligence and underwritingValuation and scenariosCredit and investment committeePortfolio and risk monitoringCapital and liquidityReporting and board work

03 / Financial outputs

The work that moves decisions

Financial modelsCredit and IC memosCommittee packsBoard-ready decksData roomsGoverned actions

Approved model ecosystemOpenAI · Anthropic · Google · Specialist and Client-Hosted Models

Institutional deploymentIsolated Tenancy · Agreed Security Boundary

02 / The operating layer

One agentic platform. Every financial decision.

Penomic keeps firm meaning connected from source evidence to final work.

Alex, agents, skills, and outputs

Answers, analysis, models, data rooms, board-ready decks, and governed action.

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Professionals and specialist agents

Research, calculation, modeling, challenge, and review—with people accountable.

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Knowledge Architect

Govern the definitions, calculations, policies, precedents, and decision rights every agent uses.

Firm-specific context 02

Financial systems and evidence

Positions, agreements, calculations, source material, and live state.

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Security, risk, and governance

Permissions, lineage, model controls, and review gates.

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The institution controls how every agent understands the firm.

Financial definitionsCalculation policyPrecedent & exceptionsDecision rightsChange impactApproved releases

The institutional edge

Your edge is what the market cannot see.

Expert judgment, house models, precedents, and policies become reusable financial intelligence.

03 / The licensed platform

Alex orchestrates the mission. Specialist agents complete the work.

Research, modeling, challenge, writing, and presentation agents work from one governed case—then route the result to accountable professionals.

Explore PenomicOS

Alex inside PenomicOSGoverned Workflow · Live

Penomic workflow coordinating research, models, analysis and decision-ready outputs

Decision-ready financial work

See what reaches the committee room.

Penomic converts governed firm knowledge and approved evidence into the financial work senior professionals can challenge, approve and use.

Review the 12-page brief Build your decision brief

Penomic / Investment Committee Decision BriefIllustrative private-capital firm01 / 10

Executive answer

The call changes when the firm’s rules are applied.

Public AI can frame the market. It cannot resolve thesis fit, ownership, valuation, reserves, precedent and partner authority on the institution’s own basis.

Position sizing may support a different check.

Portfolio construction may change the preferred action.

Committee authority stays in one approval record.

Exhibit 1The management choice

Management Action · 01Lead with conviction

Full commitment when the firm evidence supports the thesis and ownership path.

Management Action · 02Follow on defined terms

A controlled position when conviction is real but the evidence is incomplete.

Management Action · 03Resize the exposure

A different check size when dilution, reserves or portfolio overlap change the economics.

Management Action · 04Decline and preserve capacity

Protect capital when the case fails the firm’s own decision test.

Management implication

Compare every viable action, see what changes the recommendation and approve or override from one traceable record.

Alex leads the mission

The user asks from the live case—not an empty chat—and Alex builds the governed plan of work.

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Research and modeling agents build the case

They collect approved evidence, apply house calculations, and update the financial model without losing context.

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Challenge agents test the answer

Assumptions, downside cases, policy exceptions, precedents, and contrary evidence are tested before review.

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Memo and deck agents publish the work

The same case becomes an editable model, memo, data room, committee pack, and executive deck.

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Firm-built financial skills

Turn the firm’s best methods into reusable agent skills.

Credit, investment, insurance, and advisory skills inherit the institution’s mandates, models, risk rules, precedents, and authority.

Explore financial solutions

Credit and counterparty

Entities, agreements, collateral, exposures, limits, and authority.

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Investment and portfolio

Mandates, research, valuation, risk budgets, liquidity, and precedent.

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Insurance and capital

Policy wording, exposure, claims, treaty terms, reserves, and capital.

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Wealth and financial advisory

Mandates, suitability, liquidity, valuation, financing, and advice.

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New York's financial district seen from above

04 / Deployment

Configured to the firm. Left running in production.

In 4–8 weeks, Penomic specialists learn the operating logic behind one important financial mission, connect the platform to approved sources, and deploy a working institutional system.

4–8 weeks

Discover and configure

Trace one live financial mission and configure the firm-specific platform.

Private environment

Deploy

Connect Penomic to approved data, identity, models, and workflows.

Production platform

License

Put answers, analysis, models, decks, and governed agents into daily use.

Ongoing

Operate

Maintain definitions, controls, releases, and new financial missions.

How engagements work

One layer. Six financial markets.

Banks and lendersAsset and wealth managersPrivate capitalInsurance and reinsuranceMarket infrastructureFinancial advisory

Every model, agent, and plugin works from the same firm context.

PenomicOSChatGPTMicrosoft CopilotClaude CodeExcelPowerPointTeamsSlackMobileWhatsAppAPIMCPA2A

Reviewable by design

Every answer shows its work.

Sources, definitions, assumptions, and authority travel with every financial output.

Institution-controlled definitions and permissions
Traceable evidence and assumptions
Role-aware access and approval
Managed releases through Knowledge Architect

Security and governance

Senior board advisor

Jennifer Kilian, former Partner at McKinsey & Company, advises Penomic as we build the decision infrastructure financial institutions will run on.

Leadership & advisors

Start with one consequential agentic mission

Put one high-value financial mission into production.

Configure the firm knowledge, agents, skills, controls, and outputs in 4–8 weeks—then expand across the institution.

Bring us a financial decision View services